Insurance · Auto
is gap insurance necessary for leased or financed vehicles?
Gap insurance covers the difference between what an insurer pays after a total loss and the remaining loan or lease balance when the vehicle’s actual cash value is less than
how does my credit score affect my auto insurance rate?
Insurers commonly consider driving record, vehicle, and location alongside a consumer's credit-based insurance score when setting rates. A report by the Federal Trade Commission found that credit-based insurance scores are
what discounts are available for bundling auto and home insurance?
Bundling an auto and home insurance policy commonly unlocks a multi-policy discount and related price advantages, but the details vary by company and region. Robert P. Hartwig Insurance Information Institute
how does vehicle safety equipment influence my auto insurance premiums?
Vehicles equipped with modern safety systems tend to lower the frequency and severity of crashes, and that in turn affects how insurers set your auto insurance premiums. Safety equipment such
how does mileage affect my auto insurance rates annually?
Vehicle miles drive insurance costs because insurers price policies around exposure and risk-based pricing. Driving more miles increases the time a vehicle is on the road and the number of
what factors most affect my auto insurance premium after an accident?
After an accident, several interrelated factors shape how much your auto insurance premium will change. The most direct drivers are fault and claim severity. Insurers base rate adjustments on whether
how can i lower my auto insurance deductible without raising premiums?
Lowering your out-of-pocket exposure after an accident usually means reducing the deductible, but insurers price that protection into the premium. Directly changing a deductible to a lower amount typically increases